Senior Risk Analyst
Open Financial Technologies
IT
Bengaluru, Karnataka, India
Posted on Nov 19, 2025
Job Description : Senior Risk Analyst
About Open:
OPEN is a leading connected finance platform that empowers finance teams to manage their cashflow better by managing all their business finance systems, right from banking to accounting ERP, payments,CRM, HRMS etc. - in one place.
OPEN, India's 100th Unicorn, has been awarded the ‘Best Workplace 2024’ by IEEE in 2024. And was recognised by Forbes India and D Globalist’s as 'Top 10 companies among 200 Companies' and was featured in IDFC FIRST Private Hurun India's Top 200 Self-made Entrepreneurs of the Millennia 2023. OPEN was also the recipient of 'Best Digital Banking Solution' from the Global Fintech Fest in 2022 and had won the 'Most Innovative Neo Bank' & the 'Most Innovative Digital Bank' at the Indian Fintech Awards in 2021 & Internet andMobile Association of India (IAMAI) respectively.
We are currently home to some of the smartest & brightest 300+ minds in the fintech space. OPEN is a Series D funded startup backed by leading international funds like Temasek, Google, Tiger Global, IIFL Finance Ltd.,SBI Holdings Japan, 3one4 Capital, Speed Invest, Beenext, Tanglin Venture Partner Advisors & Angellist to name a few. And to build and strengthen this superpower, we’re on the lookout for an amazing Senior Risk Analyst.
Experience: 4-6 years
Location: Bangalore
Responsibilities:
- Monitoring Online and Offline transactions and report patterns of fraudulent activities
- Using available tools to thoroughly investigate suspicious transactions or ctivities and make informed decisions/recommendations
- Working closely with other teams, such as Customer Support, to better address risk-related
- inquiries of end-users
- Evaluating merchant risk and recommending ways to mitigate risk.
- Handle disputes and chargeback
- Handling calls with merchants, banks, payment partner
Requirements
- 4–5 years of experience in the PAPG risk domain.
- Strong experience in Chargeback and Dispute handling.
- Prior exposure to handling LEA, Cyber Cell, and fraud-related enquiries.
- Solid understanding of end-to-end Transaction Monitoring processes.
- Working knowledge and hands-on experience with STR and SAR reporting.
- Experience managing AML processes, including Global Negative Databases, PEP, and Sanction checks.
Why work at Open?
- You will be part of the early tribe that is changing the way business banking rolls.
- Every atom of your work will impact the way millions of businesses are run.
- You will work with some of the brightest minds who will celebrate your quirks.
- You will find growth & fun to be two-way streets - how you thrive and the way you jive, in turn drives Open.
