Senior Product Manager - Lending
About Fairmoney: Fairmoney is a leading fintech company in Nigeria, dedicated to empowering individuals and businesses with innovative financial solutions. We are committed to enhancing financial inclusion and providing seamless lending experiences to our customers. As part of our growth strategy, we are seeking a highly skilled and motivated Senior Product Manager to join our dynamic team and lead our lending division.
Role Overview: As a Senior Product Manager for the lending division, you will be a key driver in shaping the strategy and roadmap for our lending products. You will be responsible for developing and executing a product vision that aligns with our company's goals and customer needs. This role requires a deep understanding of lending practices, fintech industry trends, and the unique challenges and opportunities present in the African market.
- Product Strategy and Vision:
- Develop a clear and compelling product strategy for the lending division that supports Fairmoney's overall business objectives and aligns with the company's mission.
- Identify and prioritise market opportunities, ensuring that our lending products remain competitive and relevant in the rapidly evolving fintech landscape.
- Product Roadmap Management:
- Collaborate with cross-functional teams, including Engineering, Growth, Design, Data Science, Risk and Operations, to create a comprehensive and achievable product roadmap.
- Regularly review and refine the roadmap to adapt to market dynamics, customer feedback, and business priorities.
- Have the ability to brutally prioritise based on identified and agreed on goals
- Customer Insights and Analysis:
- Conduct thorough market research and customer analysis to gain valuable insights into customer behaviour, pain points, and preferences related to lending products.
- Utilise data-driven insights to make informed product decisions, enhance user experiences, and drive customer satisfaction.
- Product Development and Launch:
- Oversee the end-to-end product development process, from concept to launch, ensuring that the lending products meet high standards of quality and compliance.
- Collaborate closely with cross-functional teams to deliver products within agreed timelines and budgets.
- Risk Management and Compliance:
- Work closely with Risk and Compliance teams to ensure that lending products adhere to all relevant regulations and industry standards.
- Implement robust risk management strategies to safeguard the interests of our customers and the company.
- Performance Tracking and Optimisation:
- Define and monitor key performance metrics to evaluate the success of lending products.
- Continuously optimise product performance and user experience based on data-driven insights and customer feedback.
- Team Leadership and Development:
- Lead and mentor other product managers and other relevant team members to foster a culture of innovation and continuous improvement.
- Set clear objectives, provide regular feedback, and support the professional growth of team members.
- Bachelor's degree in Business, Finance, Computer Science, or a related field. A Master's degree is a plus.
- Proven experience as a Product Manager in the lending industry, preferably within the fintech sector.
- In-depth knowledge of lending products and services, including consumer and small business lending, credit scoring models, and risk assessment.
- Demonstrated experience in developing and launching successful fintech products.
- Strong analytical and data-driven decision-making skills.
- Familiarity with the Nigerian and African fintech markets and an understanding of local customer preferences and behaviors is a bonus but not essential
- Excellent leadership and communication skills with the ability to collaborate effectively with cross-functional teams.
- Experience in managing and motivating high-performing product teams.
- Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel
- Entrepreneurial mindset and commitment to getting hands dirty at all times;
Join Fairmoney today and be a part of our mission to revolutionise financial services in Africa through innovative lending products and outstanding customer experiences. If you are passionate about fintech, possess a strong lending background, and have a track record of driving product success, we would love to hear from you.
- 25 days paid vacation, Sick & Public Holidays to B2B contractors
- Training & Development budget
- Paid company business trips (not mandatory).