Curve was founded with a rebellious spirit, and a lofty vision; to truly simplify your finances, so you can focus on what matters most in life.

That’s why Curve puts your finances simply at your fingertips, so you can make smart choices on how to spend, send, see and save your money. We help you control your financial life, so you can go out and live the life you want to live.

With Curve you can spend from all your accounts, track your spend behaviour, see unique insights - all with additional security to help keep your money safe. Curve puts you in control of your money in one beautiful place for the first time.

We’re developing a ground-breaking product with our customers at the heart of everything we do. We have funding from the biggest names in tech investment, and a visionary C-suite who wants everyone who joins this remarkable adventure, to have the opportunity to masterfully develop their expertise.

Welcome to Curve. On a mission to help you live inspired.

Key Accountabilities:

Financial Reporting and Consolidation:

• Be a leader in the month-end close process, having a deep understanding of each month-end activity, and ensuring that all activities are completed timely fashion and accurately.
• Prepare, review, and approve manual journal entries, and understand automated journals to validate their appropriateness.
• Prepare monthly, quarterly, and annual financial reports, including balance sheets, income statements, cash flow statements, and other financial disclosures.
• Liaise with FP&A to construct performance narrative & explain monthly variances.

Compliance and Audit:

• Support in the preparation of the annual financial statements and notes for the Group and subsidiaries and support the external audit process.
• Work with business unit reporting teams and senior management to provide ad hoc technical guidance and write accounting papers and audit committee papers.
• Support on the maintenance of share-based payment information and monitor share dilution analysis.
• Ensuring a strong financial control environment, consisting of a monthly balance sheet substantiation process, inclusive of bank reconciliations, and all associated policies and procedures, supporting all reporting.
• Preparing monthly, quarterly and annual National Statistics returns and other annual returns.

Taxation:

• Own the preparation of tax compliance schedules (e.g. VAT) and Corporate tax returns.
• Coordinate the group’s tax compliance activities, including the preparation and submission of tax returns.
• Work with tax advisors to optimise the group’s tax position and ensure compliance with tax regulations across all jurisdictions.

Financial Systems and Processes:

• Oversee the implementation and maintenance of financial systems used across the group.
• Drive improvements in financial processes to increase efficiency and accuracy in financial reporting.
• Proactively identify financial challenges, analyse root causes, and implement effective solutions via automation and streamlining.

Ad Hoc Financial Projects:

• Lead or participate in special financial projects as required, such as mergers and acquisitions, financial restructuring, or system implementations.
• Provide financial analysis and insights to support strategic initiatives and business decisions.

Skills & Experience:

Education:

• Bachelor’s degree in Accounting, Finance, or a related field.
• Professional accounting qualification (e.g., ACA, ACCA, CIMA) is essential.

Experience:

• Minimum of 3-4 years of experience in financial accounting, with at least 2 years in a group or consolidated reporting environment.
• Big four or similar experience is a plus.
• Experience in a multi-entity or multinational organisation is preferred.
• Proven track record of executing to a high level financial reporting, budgeting, and audit processes.
• Strongly preferred experience in financial services, FinTech or payments.

Skills:

• Strong technical accounting skills, with a deep understanding of IFRS or UK GAAP. (e.g: FRS102 IFRS 9 financial instruments, IFRS 2 Share Based Payments, IAS 38 Intangible assets), and experience in multi-currency company consolidations and reporting.
• Excellent analytical skills and attention to detail.
• Strong proficiency in excel formulas and/or accounting systems (experience of building and maintaining complex excel models/macros a plus), Netsuite experience is a plus.
• Strong communication skills, with the ability to present financial information clearly to non-financial stakeholders.
• Ability to manage multiple tasks and deadlines in a fast-paced environment.

Personal Attributes:

• High level of integrity and professionalism and a dedication to solving problems in a timely manner.
• Strong problem-solving skills and a proactive approach to challenges.
• Team player with strong leadership qualities.
• A highly structured and organised person who is able to take the initiative on topics arising in the Finance function
• Requirement to work in the office a minimum of 4 days per week

Benefits:



• 25 days plus bank holidays
• Bonus days off for Learning & Development, Mental Wellbeing, Birthday, Moving House & Christmas
• Working abroad policy (up to 60 calendar days per year)
• Bupa Health Insurance (YuLife)
• Life insurance powered by AIG (5x Annual Salary)
• Pension Scheme powered by “People’s Pension” (4% Matched)
• EAP (Mental health & wellbeing support, Life coach, Career coach)
• 24/7 GP access (Smart Health via YuLife)
• Annual subscriptions to Meditopia & FIIT for your mind and body (via YuLife)
• Discounted shopping vouchers (via YuLife)
• Enhanced parental leave
• Ride to work scheme & Season ticket loan
• Electric car scheme
• Six nights of Night Nanny for new parents
• Free Curve Metal subscription for you and your +1